initial: alpaclaudia paper-trading bot + dashboard

Python bot (bot/alpaclaudia): alpaca-py client, wheel strategy (CSP + covered
calls) plus equity trailing stops, risk gates (cash buffer, cost-basis guard,
per-symbol concentration cap), SQLite state log, Typer CLI (tick/loop/status/
report/dump-state), Discord daily report, pytest suite.

Next.js 14 dashboard (dashboard/): read-only — reads the bot's SQLite directly
and pulls live account/positions/orders from Alpaca. KPIs, equity chart,
positions, bot-intents audit table, and orders table. Dark UI with Tailwind.

systemd/: user-unit templates for the polling loop and the post-close report
timer.

docs/STRATEGY.md: wheel mechanics, risk invariants, later candidates.

Defaults to BOT_MODE=dry — nothing is submitted to Alpaca until explicitly
enabled in .env. ALPACA_ENV=paper by default; flipping to live requires an
explicit second guard.

systemd/README.md

@@ -0,0 +1,27 @@
+# alpaclaudia — systemd units
+
+Install as **user units** (no root needed):
+
+```bash
+mkdir -p ~/.config/systemd/user
+cp ~/finhacks/systemd/alpaclaudia-*.{service,timer} ~/.config/systemd/user/
+systemctl --user daemon-reload
+systemctl --user enable --now alpaclaudia-loop.service
+systemctl --user enable --now alpaclaudia-report.timer
+loginctl enable-linger $USER   # so services keep running after logout
+```
+
+Status / logs:
+
+```bash
+systemctl --user status alpaclaudia-loop
+journalctl --user -u alpaclaudia-loop -f
+systemctl --user list-timers | grep alpaclaudia
+```
+
+Switching to live mode:
+
+```bash
+# in ~/finhacks/.env set BOT_MODE=live  (ALPACA_ENV stays "paper" for paper acct)
+systemctl --user restart alpaclaudia-loop
+```